The fact that I have been earning for a year, as also the current state of my bank balance, forced me into opening an Excel sheet on a Sunday to do some analysis. Actually it was just a dreadful exercise of writing out all the expenses that I have made in this one year. It’s not a pretty picture from the savings and investments point of view. Rather, a very sad picture. I don’t know how it happened. I didn’t do it. I think, even with my limited funds, I do need a fund manager. Who can forcefully take money out of my account. Oh my god, I want to cry! While all my expenses do still seem reasonable, I cannot come to terms with the total. This is why conclusions are not nice. Not nice, not nice, not nice!!! What do I doooo?
PS – I didn’t know I spend so much on presents for other people. And so many people! I thought I didn’t have friends. Pff!